{"id":51457,"date":"2025-05-14T17:12:45","date_gmt":"2025-05-14T07:12:45","guid":{"rendered":"https:\/\/www.latrobe.edu.au\/mylatrobe\/?p=51457"},"modified":"2025-05-14T17:14:06","modified_gmt":"2025-05-14T07:14:06","slug":"what-is-financial-abuse","status":"publish","type":"post","link":"https:\/\/www.latrobe.edu.au\/mylatrobe\/what-is-financial-abuse\/","title":{"rendered":"What is financial abuse and what are the warning signs?"},"content":{"rendered":"\n<p>Financial abuse happens when someone controls your money, stops you from being financially independent or prevents you from earning your own income. It&#8217;s a pattern of behaviour where one person tries to control another person&#8217;s access to and use of finances. <\/p>\n\n\n\n<p>Often occurring between partners, financial abuse is a form of family violence. It can happen alongside other forms of abuse, like physical or emotional abuse, but it can also occur on its own. &nbsp;<\/p>\n\n\n\n<p>Sometimes, financially abusive behaviours can seem subtle at first, like a partner trying to be helpful by taking over the finances. However, these actions can really be about gaining control over your access to money. <\/p>\n\n\n\n<p>Financial abuse can start at any point in a relationship and can even continue after you&#8217;ve separated, through things like property settlements and child support. &nbsp;<\/p>\n\n\n\n<p>Financial abuse can have a really big impact on your life, both emotionally and financially. It&#8217;s important to remember that&nbsp;<strong>it&#8217;s not your fault<\/strong>. Everyone has the right to control their own money, no matter their relationship status.<\/p>\n\n\n\n<p>Remember, it&#8217;s okay to ask for help if you or someone you know might be experiencing financial abuse. There are a <a href=\"https:\/\/www.latrobe.edu.au\/students\/support\/wellbeing\">range of wellbeing services<\/a> at La Trobe that are there to help.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Examples of financial abuse<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Controlling your money:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Taking over all the household income and giving you a set amount of money (&#8216;allowance&#8217;)&nbsp;<\/li>\n\n\n\n<li>Deciding how all the household money is spent<\/li>\n\n\n\n<li>Pressuring or forcing you to claim Centrelink or other social security payments<\/li>\n\n\n\n<li>Making you be the guarantor for a loan or take out a loan in your name<\/li>\n\n\n\n<li>Forcing you to get another credit card<\/li>\n\n\n\n<li>Making you work in a family business without getting paid<\/li>\n\n\n\n<li>Making false insurance claims<\/li>\n<\/ul>\n\n\n\n<p><strong>Stopping you from earning:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not allowing you to get a job or go to work<\/li>\n\n\n\n<li>Preventing you from going to work, University, or events by keeping you up all night or physically hurting you. <\/li>\n\n\n\n<li>Stopping you from studying or attending classes<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Limiting your access to money:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Not letting you have access to bank accounts<\/li>\n\n\n\n<li>Denying you money for basic things like food or medicine<\/li>\n\n\n\n<li>Destroying, damaging, or stealing your belongings<\/li>\n\n\n\n<li>Building up debt on shared accounts or joint credit cards without your agreement or knowledge<\/li>\n\n\n\n<li>Not providing financial support like child support payments<\/li>\n\n\n\n<li>Refusing to work or contribute any money to the household<\/li>\n\n\n\n<li>Gambling away your money or shared money<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Warning signs of financial abuse<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your partner wants to combine finances very early on<\/li>\n\n\n\n<li>They pressure you to open a joint bank account or get another credit card&nbsp;<\/li>\n\n\n\n<li>They want you to be the guarantor for a loan you don&#8217;t really understand &nbsp;<\/li>\n\n\n\n<li>They get angry or upset when you try to talk about money, making you scared to bring it up<\/li>\n\n\n\n<li>They do things that stop you from going to work or university&nbsp;<\/li>\n\n\n\n<li>They want you to quit your job or studies<\/li>\n\n\n\n<li>They stalk or harass you, your colleagues or your classmates<\/li>\n\n\n\n<li>They sign your name on financial documents without your permission<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Ask for help<\/h2>\n\n\n\n<p>If you think you might be in a financially abusive relationship, it&#8217;s a good idea to look for help and support. Talking to someone you trust is a good first step, whether that&#8217;s a friend or family member or a professional like a counsellor, financial counsellor or psychologist.<\/p>\n\n\n\n<p>As a La Trobe student, you can access free, confidential <a href=\"https:\/\/www.latrobe.edu.au\/students\/support\/wellbeing\/services\/counselling\">counselling<\/a> and <a href=\"https:\/\/www.latrobe.edu.au\/students\/support\/wellbeing\/services\/financial-counselling\">financial counselling<\/a> services. This is a safe place to talk about what you&#8217;re experiencing and get support. If you&#8217;re not sure what support is right for you, you can also book in with <a href=\"https:\/\/www.latrobe.edu.au\/students\/support\/wellbeing\/services\/student-wellbeing-connect\">Student Wellbeing Connect<\/a> to learn what internal and external resources are available. \u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/latrobe-advocate.symplicity.com\/care_report\/index.php\/\">BOOK AN APPOINTMENT<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Other resources<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.1800respect.org.au\/\">1800 RESPECT<\/a>:<\/strong>\u00a0This is a national 24\/7 helpline for women experiencing family violence or sexual assault, who you can call on\u00a0<strong>1800 737 732<\/strong>. <\/li>\n\n\n\n<li><strong><a href=\"https:\/\/safesteps.org.au\/\">Safe Steps Family Violence Response Centre<\/a>:<\/strong>\u00a0Based in Victoria, Safe Steps provides specialist support for women, children and young people experiencing family violence. They offer a 24\/7 crisis line on\u00a0<strong>1800 015 188<\/strong>.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.relationships.org.au\/\">Relationships Australia (Victoria)<\/a>:<\/strong>\u00a0Relationships Australia offers relationship support services for individuals and families in locations across Victoria.<\/li>\n\n\n\n<li><a href=\"https:\/\/fcvic.org.au\/\"><strong>Financial counsellors<\/strong><\/a>: These qualified professionals offer free, independent and confidential support to people in financial difficulty.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Take care of yourself<\/h2>\n\n\n\n<p>Dealing with financial abuse is really tough, so try to remember to take some time out to do things you enjoy. It might seem like it&#8217;s not a priority, but taking care of yourself can really help when you&#8217;re coping with something serious like financial abuse.<\/p>\n\n\n\n<p><strong>You are not alone. Help is available.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial abuse happens when someone controls your money, stops you from being financially independent or prevents you from earning your own income. 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