How to apply

For an initial application for financial aid you need to complete and submit all the documentation specified on the La Trobe Financial Aid Application Form (PDF 55.3KB). This allows your application to be assessed in accordance with the US Department of Education legislation and La Trobe University’s Policy in relation to the administration of the Federal Family Education Loan program. All applications will be assessed impartially and fairly.

The following three segments are mandatory for all first time borrowers:

Student aid report

You must complete a Free Application for Federal Student Aid (FAFSA) prior to being considered for US Financial Aid. Apply now for your FAFSA.

University/school codes

One of the final steps in completing the FAFSA is supplying La Trobe’s US Department of Education federal university/school code: G3096100.

You will need to obtain the necessary PIN to validate the signature before  electronically sending the application to be processed. Parents (for dependant  students) and students are required to have individual PINs which can be obtained online at US Department of Education – PIN Registration.

After completing the FAFSA, you will receive a Student Aid Report (SAR). This document lists the information you and your family have provided and tells you what your Expected Family Contribution (EFC) is for the year you are applying.

You will be advised on the SAR print summary document that the Financial Aid Office receives this information in an electronic format. This is not the case for students attending foreign universities.

Each student will be able to access their SAR with their PIN Number. Please fax or email this to our office (+613 94793660 or USFinancialaid@latrobe.edu.au) along with the other documentation required in the La Trobe Financial Aid application form as it will enable the University to track and process your application more efficiently.

Entrance counselling

Pre-loan counselling

La Trobe University requires all students to complete loan counselling at the appropriate grade level (undergraduate or graduate) prior to the initial certification of any US Federal loan funds. If you have completed your undergraduate degree and then continue into postgraduate studies, you will be required to undergo entrance counselling again.

As most new students are confirming their eligibility for Financial Aid prior to arrival in Australia, you can access pre-loan entrance counselling on the Student Loans website. Please confirm once you have completed the entrance counselling.

Masters promissory note (MPN)

Rules and regulations differ slightly when you are enrolled in a university outside the US. The Masters Promissory Note (MPN) you sign, whilst valid for 10 years in the US, will need to be completed annually with each new application for aid while at La Trobe University.

There are different MPN forms for Stafford and PLUS (Parent and Graduate) loans, as the US loan regulations require different information to be stipulated to the borrower. Please find the appropriate MPN on the Student Loans website.

Please make sure that you seriously consider the implications of whether you wish to pay interest whilst you are studying.

Example: On a US$23,000 dollar student loan, electing not to pay interest may result in you having to pay back US$30,900.00, or approximately US$277 per month for the next 10 years. If you chose to pay the interest, you would be paying back US$23,000.00 or approx US$199 per month for the next 10 years.

Step by- step instructions on the application process

First time borrower

Studying and borrowing for the first time at La Trobe University:

  • Have you received an offer to study at La Trobe University? If not, contact La Trobe International regarding the application process or your offer status if you have already applied.
  • Are you applying to study a nursing program or a Graduate/Postgraduate Diploma or Certificate? If yes, you are unable to apply for Direct Loans. The La Trobe Financial Aid office can assist you with applying for a Private Loan through Sallie Mae.
  • Please submit the Financial Aid application documents to the La Trobe University Financial Aid office i.e. Master Promissory Note, FAFSA, La Trobe University US Financial Aid application and Entrance counselling application if you have changed over from an undergraduate to a postgraduate course.
  • Have you received your Cost of attendance and Award letter from the Financial Aid office?
  • If not, please contact USFinancialaid@latrobe.edu.au
  • If yes, encircle the amount you wish to borrow or confirm if otherwise and return to the Financial Aid office at La Trobe University.
  • Are you in the process of accepting your offer and borrowing for the first time?
  • Please send your offer acceptance and deposit (reduced deposit and full OSHC) to La Trobe International.
  • Loans will be originated by La Trobe Financial Aid office after the signed Award letter has been received and class commencement has been confirmed.

Continuing student

Current existing students at La Ttrobe University borrowing for subsequent years:

  • Are you within the 150% degree completion deadline? If not, you are no longer eligible to receive financial aid. You can contact the La Ttrobe Financial Aid office to appeal. If yes, are you changing your course status from undergraduate to postgraduate? Please note Honours is considered to be undergraduate. Please complete the Exit counselling for the undergraduate degree you completed before you can proceed with the Financial Aid application for the postgraduate study.
  • Please submit the Financial Aid application documents to the La Trobe University Financial Aid office i.e. Master Promissory Note, FAFSA, La Trobe University US Financial Aid application and Entrance counselling application if you have changed over from an undergraduate to a postgraduate course.
  • Have you received your Cost of Attendance and Award letter from the Financial Aid office? If not, please contact USFinancialaid@latrobe.edu.au. If yes, confirm the amount you wish to borrow and return to the Financial Aid office at La Trobe University.
  • Are you in the process of accepting your offer and borrowing for the first time? Please send your offer acceptance and deposit (reduced deposit and full OSHC) to La Trobe International.
  • Please send your offer acceptance and deposit (reduced deposit and full OSHC) to La Trobe International.
  • Loans will be originated by La Trobe Financial Aid office after the signed Award letter has been received and class commencement has been confirmed.

For further information, please email USFinancialaid@latrobe.edu.au.